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2 Howard Street, Augusta, ME, 04330

--beds
2baths
2,988sqft
$425,000
$142price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

This stunning Greek Revival was built as a church but is zoned for 1 or 2 family occupancy with renovations. KBD2 zoning offers a wide variety of uses, both residential and commercial. First time on the market in over 100 years! This 1-acre lot has a prime location overlooking the Kennebec River, Old Fort Western, City Hall and downtown Augusta. Convenient to I-95, the Capitol Complex, U.M.A. and all of Augusta's amenities. The building structure is well maintained, and the location is unmatched. Commercial offices, residential housing, mixed use or any combination. Come see this wonderful property and the unique location - incredible potential with many options.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

1/10
Farrington SchoolGrades K-61.3 mi
3/10
Cony Middle SchoolGrades 7-81.2 mi
4/10
Cony High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Full,Unfinished

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Level: First

Features

  • 1st Floor Bedroom
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,988

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,988
  • Total interior livable area: 2,988 sqft

Office

  • Level: First

Office

  • Level: First

Office

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Zoning: Commercial

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Kennebec
  • Frontage length: Waterfrontage: 218,Waterfrontage Owned: 218

Lot

  • Lot size: 1 Acres
  • Features: Business District,City Lot,Near Turnpike/Interstate,Corner Lot,Level,Open Lot,Sidewalks,Landscaped

Parking

  • Parking features: No Driveway,11 - 20 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $179$2,148
Property Taxes $368$4,416
Electricity $434$5,212
Total$3,130$37,560

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 04330$190
Kennebec County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 04330$177
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$425,000
2026-08-01Listing removed$425,000
2026-05-17Price change$425,000
2026-02-14Price change$475,000
2026-01-10Listed for sale$525,000
2026-01-01Listing removed$525,000
2025-09-24Price change$525,000
2025-06-14Price change$575,000
2025-04-26Price change$645,000
2025-03-30Listed for sale$745,000

For Sale by Agent

BrokerageKeller Williams Realty

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