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7222 Hawthorne Ct, North Branch, MN, 55056

2beds
2baths
1,367sqft
$390,000
$285price/sqft
$2,921/moest. monthly cost
$116,840/yrincome needed

About This Home

The model is now for sale!!! Buyer financing didn't work out and now you can move right in and relax, there isn't anything to do in this fantastic one level home located in quiet neighborhood of North Branch. Photos are of similar model. You will enjoy this dynamic floorplan with an open design featuring a drop dead gorgeous kitchen! This plan will wow you as you first step in the front door and you will appreciate the quality and thoughtfulness put into this plan. Check out the incredible use of windows that provide an abundance of natural light in every room. Stunning kitchen features walk in pantry, custom cabinetry with huge center island, pullout drawers, hidden trash with recycle and more beautiful quartz counter space than you'd ever need! Private owners suite with spacious walk in closet and 3/4 bath located on the back of the house and the second bedroom located on the front, great for guests or home office. Sunny dining area provides access through a sliding door to a covered patio great for relaxing and of course grilling in the summer! This home is energy efficient with in floor heating system, central air and on demand hot water. Oversized 3 car garage has deeper 3rd stall for extra work space or more toys! Nicely landscaped yard includes irrigation, edging rock and sod. Enjoy no association living in this wonderful neighborhood! Other plans and lots to choose from. Walk out basement and split entry lots are available. Stop by and check it out, you will be happy you did! You will appreciate the 45+ years of building experience that Melby Homes provides! photos of similar house

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block,Frame

Other

  • Builder name: MELBY HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 118
  • Dimensions: 11.8x10

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,367

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,367
  • Total interior livable area: 1,367 sqft

Kitchen

  • Level: Main
  • Area: 140.16
  • Dimensions: 14.6x9.6

Living Room

  • Level: Main
  • Area: 270.48
  • Dimensions: 16.8x16.1

Property

Accessibility

  • Accessibility features: Door Lever Handles,No Stairs External,No Stairs Internal

Details

  • Parcel number: 110042336
  • Zoning description: Residential-Single Family
  • Foundation area: 1367

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: None

Lot

  • Lot size: 0.29 Acres
  • Features: Sod Included in Price
  • Lot size dimensions: 100 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$248$2,976
Property Taxes $531$6,372
Electricity $170$2,050
Total$2,921$35,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,148/yr
40% on housing$87,630/yr
45% on housing$77,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$173
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$384,900
2026-04-10Pending sale$384,900
2025-10-30Listed for sale$389,900
2025-10-30Listing removed$389,900
2025-03-30Listed for sale$389,900
2024-07-12Sold$72,000

New Construction

AgentCatherine Carchedi, GRI, CRS
BrokerageRE/MAX Synergy

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