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2545 E Simmons Rd #B, Hessel, MI, 49745

7beds
6baths
3,800sqft
$985,000
$259price/sqft
$6,315/moest. monthly cost
$252,600/yrincome needed

About This Home

Luxurious estate on 80 meticulously maintained acres just minutes from the Bridge. This executive estate features a custom home with a professionally designed kitchen showcasing maple cabinetry, granite countertops, and Italian tile, while the master suite and baths boast marble accents, heated floors, and bespoke details. A refined second home--a 2-bed, 2-bath ranch with an attached garage--offers versatile living for multiple generations. There's also a well equipped, 2 story wood shop and a fully functional, 3,500 Sq Ft car collector's garage complete with bathroom. Outdoors, enjoy food plots, extensive trails, and top-tier hunting for whitetail, grouse, and waterfowl. Additional Acreage Available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Cedarville SchoolGrades PK-1213.5 mi

Construction

Condition

  • Property condition: Age: 11 - 20
  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Asphalt Shingles,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Window features: Window Coverings,Metal,Vinyl
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 3,800

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: Multiple, subject to combination approval

Features

  • Patio & porch: Open Deck
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Other

Lot

  • Lot size: 80 Acres
  • Features: Berry Patch,Lawn,Pond,Rock,Wooded
  • Lot size dimensions: 1320 x 2640

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mackinac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$216$2,592
Property Taxes $705$8,460
Electricity $414$4,973
Total$6,315$75,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,514/yr
40% on housing$189,450/yr
45% on housing$168,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 49745$72
Mackinac County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 49745
Mackinac County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-22Price change$985,000
2025-06-12Price change$960,000
2025-03-31Listed for sale$985,000

For Sale by Agent

AgentDavid Buckalew
BrokerageCOLDWELL BANKER SCHMIDT - CEDARVILLE

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