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127 Hidden Valley Dr, Bardstown, KY, 40004

3beds
2baths
1,650sqft
$475,000
$288price/sqft
$3,103/moest. monthly cost
$124,120/yrincome needed

About This Home

Luxury living awaits you with this bright & cheerful nearly new three bedroom two bath brick ranch style home offering a two car attached as well as 28x32 detached garage situated on a large .69 acre lot located in Hidden Oaks subdivision on the edge of historic Bardstown, Ky. Excellent curb appeal greets you with the covered front porch, perfect for your morning coffee or afternoon tea. Enter into the open concept floor plan offering a Living room area with slick ceilings & beautiful stone vented fireplace. Lovely Kitchen features granite countertops & custom white cabinetry. This beautiful home offers 1650 sq. ft. of comfortable living space & features nice vinyl plank flooring & modern light fixtures. Spacious Primary suite with massive walk-in closet & decorative trey ceiling. Primary Bathroom offers a double sink vanity, walk in tiled shower as well as a separate soaker tub. Two nice additional Bedrooms and full bath complete the interior of the home. Step outside to enjoy the spacious back yard that features a covered back patio area perfect for relaxation & entertaining with serene views. Convenient to town & all its amenities as well as being an excellent commute location. Call today to schedule your personal tour of this wonderful home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
4/10
Bloomfield Middle SchoolGrades 6-89.3 mi
7/10
Thomas Nelson High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 4300000084.42

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.69 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 4
  • Parking features: Detached,Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$256$3,072
Property Taxes $292$3,504
Electricity $154$1,850
Total$3,103$37,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,388/yr
40% on housing$93,090/yr
45% on housing$82,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$178
Nelson County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$475,000
2025-05-28Sold$374,950
2025-04-16Pending sale$374,950
2025-03-31Listed for sale$374,950

For Sale by Agent

AgentMike Ballard
BrokerageArea One Realty, LLC

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