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318 Ruthie Ave, Milbank, SD, 57252

3beds
2baths
1,791sqft
$365,000
$204price/sqft
$2,678/moest. monthly cost
$107,120/yrincome needed

About This Home

New development....New Construction....Great Price Point.....THE RIDGES TOWNHOMES are completed and move in ready! Be a part of Milbank's newest development. With a modern feel, a professionally designed layout, and quality construction, these homes are one of a kind and truly beautiful! They boast 3 bedrooms, 2.5 bathrooms, open concept living and plenty of storage. Pick from a one stall (with extra parking) or a two-stall garage. Inside units $345,000 with 1 stall garage, and outside units $365,000 with 2 stall garage.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Koch Elementary - 03Grades PK-50.9 mi
7/10
5/10
Milbank High School - 01Grades 9-121.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,791
  • Total interior livable area: 1,791 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 26.70.02.28

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 148 x 143

Parking

  • Parking features: Attached Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Grant County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance $408$4,896
Property Taxes $279$3,348
Electricity $146$1,755
Total$2,678$32,136

Income You'd Need if You Spent...

35% on housing$91,817/yr
40% on housing$80,340/yr
45% on housing$71,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 57252$108
Grant County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 57252
Grant County$81

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$365,000
2026-03-02Listing removed$365,000
2026-02-20Price change$365,000
2026-01-12Listed for sale$345,000
2026-01-02Listing removed$345,000
2025-10-15Price change$345,000
2025-03-31Listed for sale$335,000

For Sale by Agent

AgentSTEVEN HICKS
Brokerage1ST CHOICE REAL ESTATE LLC

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