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3908 N Bernard St, Chicago, IL, 60618

4beds
4baths
2,050sqft
$670,000
$327price/sqft
$4,659/moest. monthly cost
$186,360/yrincome needed

About This Home

Great opportunity to own this amazing 4 bedrooms-3.5 bathrooms two-level single family home for large family or related living. This home provides all of the elements for a relaxing comfortable lifestyle. Bathroom on each level. Main floor offers a great size living room with hardwood floors and fireplace. A dining room that opens to a stunning newly renovated kitchen with a center island has breakfast bar for seating, granite counter tops, loads of counter and cabinet space, tile backsplash. Second level offers a spacious layout with 4 good size bedrooms, 2 bathrooms and an open foy space allows for you to create a home office. All rooms have hardwood floors. Full basement offers a full bath with whirlpool, additional recreational space, laundry room, working area and exterior access. The property includes a convenient two-car (possible 3 car) detached garage, offering plenty of parking and ample storage. Fenced-in yard for your family enjoyment makes this home lovely. Property is in good condition but sold "AS-IS". Walking distance to CTA bus. A great place to call home!

Getting Around

87
WalkingVery Walkable
69
TransitGood Transit
78
BikeVery Bikeable

Schools

6/10
Murphy Elementary SchoolGrades PK-80.2 mi
1/10
Roosevelt High SchoolGrades 9-120.9 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 312
  • Dimensions: 24X13

Features

  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,050 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Granite Counters),Flooring (Other)
  • Level: Main
  • Area: 168
  • Dimensions: 24X07

Laundry

  • Level: Basement
  • Area: 63
  • Dimensions: 9X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 450
  • Dimensions: 25X18

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 308
  • Dimensions: 22X14

Other

  • Level: Basement
  • Area: 120
  • Dimensions: 12X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 13232020360000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2

Lot

  • Lot size: 4,750 sqft
  • Lot size dimensions: 38X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$150$1,800
Property Taxes $965$11,580
Electricity $157$1,892
Total$4,659$55,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,737/yr
40% on housing$139,770/yr
45% on housing$124,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 60618$406
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60618$380
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$649,000
2026-06-29Listed for sale$670,000
2025-12-11Listing removed$670,000
2025-08-11Listed for sale$670,000
2025-05-12Listing removed$670,000
2025-04-26Listed for sale$670,000
2025-04-18Contingent$670,000
2025-04-01Listed for sale$670,000

For Sale by Agent

AgentFrank Brignone
BrokerageHomeSmart Connect LLC

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