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204 N 2nd St, Trafford, PA, 15085

2beds
2baths
--sqft
$65,000
--price/sqft
$638/moest. monthly cost
$25,520/yrincome needed

About This Home

Currently 2 homes on one lot that is being subdivided. Taxes and Assessment are estimates.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11x9

Features

  • Flooring: Hardwood,Vinyl

Game Room

  • Level: Lower
  • Dimensions: 26x18

Heating

  • Heating features: Gas

Kitchen

  • Level: Main
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Dimensions: 12x9

Master Bedroom

  • Level: Main
  • Dimensions: 12x10

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 4,020 sqft
  • Lot size dimensions: 60 x 67 ML

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$21$252
Property Taxes $65$780
Electricity $224$2,692
Total$638$7,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,874/yr
40% on housing$19,140/yr
45% on housing$17,013/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15085$130
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15085$153
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-06Price change$65,000
2025-08-28Price change$68,000
2025-06-11Price change$89,900
2025-04-23Price change$95,000
2025-04-01Listed for sale$99,900

For Sale by Agent

AgentCathy Bittner
BrokerageCOLDWELL BANKER REALTY

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