1859 Balsam St, Council Bluffs, IA, 51503
About This Home
You'll love the newly redesigned HAVEN floor plan by Pine Crest Homes in Whispering Oaks. This home features an impressive kitchen with an upgraded electric appliance package, large walk-in pantry, and sleek quartz countertops. The bright family room showcases a stunning floor-to-ceiling stone detail and an electric fireplace. The oversized primary suite offers plenty of space and comfort. A convenient second-floor laundry includes a sink and linen closet. Abundant windows throughout fill the home with natural light, creating a warm and inviting atmosphere. The unfinished lower level provides excellent opportunity for future expansion.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Frame
Other
- Builder name: Pine Crest
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Pantry,Ceiling Fan(s),Walk-In Closet(s)
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,528
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,528
- Total interior livable area: 2,528 sqft
Property
Details
- Parcel number: 7443 05 227 016
Features
- Levels: Two
Lot
- Lot size dimensions: 82x60x120x120
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,762 | $33,144 |
| Home Insurance * | $402 | $4,824 |
| Property Taxes | $600 | $7,200 |
| Electricity | $188 | $2,262 |
| Total | $3,952 | $47,424 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-25 | Listed for sale | $523,415 |
View on Zillow