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433 W Main St, Greenfield, IN, 46140

3beds
2baths
--sqft
$354,500
--price/sqft
$2,374/moest. monthly cost
$94,960/yrincome needed

About This Home

Incredible investment opportunity in the heart of Greenfield. Duplex which has been totally restored and updated now has an apartment up with all appliances and separate utilities and one of Greenfield's finest Airbnb's down. Both professionally managed and in prime location to benefit from Greenfield's charming downtown attractions -- restaurants, breweries, Pennsy Trail, The Depot, galleries and much more!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
Harris Elementary SchoolGrades K-30.6 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Victorian
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 3

Property

Details

  • Parcel number: 301105200001001009
  • Attached to another structure: Yes
  • Zoning: TN
  • Special condition: Sales Disclosure Supplements

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced,Partial

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Curbs,Sidewalks,Street Lights,Trees-Small (Under 20 Ft),Zoned

Parking

  • Total spaces: 2
  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,792$21,504
Home Insurance *$198$2,376
Property Taxes $200$2,400
Electricity $184$2,212
Total$2,374$28,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,394/yr
40% on housing$71,220/yr
45% on housing$63,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46140$135
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46140$149
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$354,500
2025-10-24Price change$359,400
2025-04-01Listed for sale$364,000
2019-11-15Sold$143,000

For Sale by Agent

AgentMark Dudley
BrokerageRE/MAX Realty Group

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