130 Moonlight Dr, Waterloo, IA, 50701
About This Home
Discover modern living in this stunning new construction ranch, perfectly situated in the beloved Orange School District. This home boasts an open floor plan that seamlessly integrates the living, dining, and kitchen areas, creating an inviting space ideal for both entertaining and daily life. The kitchen features sleek countertops, gas stove, and ample storage, making it a chef's dream. Natural light floods the living area, accentuating the elegant finishes and high ceilings throughout. Step outside to your covered deck overlooking almost half an acre designed for enjoyment and perfect for summer barbecues or quiet evenings. With a three-stall garage you’ll have plenty of space for vehicles, storage, or a workshop, catering to all your needs. This home combines style, comfort, and functionality in a prime location. Don’t miss the opportunity to make it yours!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Frame,Shingle Siding,Stone,Vinyl Siding
Other
- Builder name: CJ's Construction, Inc.
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Built-In Range,Dishwasher,Disposal,Refrigerator,Electric Water Heater
- Laundry features: 1st Floor,In Garage,In Kitchen,Laundry Room
Basement
- Has basement: Yes
- Basement: Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Granite Counters,Solid Surface Counters
- Door features: Sliding Doors
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,565 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881315303005
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Covered
Lot
- Lot size: 0.43 Acres
- Features: Cul-De-Sac,Sloped,School Bus Service
- Lot size dimensions: 85 x 220
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls,Attached Garage,Garage Door Opener
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $412 | $4,944 |
| Property Taxes | $509 | $6,108 |
| Electricity | $121 | $1,452 |
| Total | $3,367 | $40,404 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $459,900 |
| 2026-06-14 | Listing removed | $475,000 |
| 2026-01-13 | Listed for sale | $475,000 |
| 2025-08-05 | Listing removed | $480,000 |
| 2025-04-02 | Listed for sale | $480,000 |
For Sale by Agent
View on Zillow