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5662 Spruce Alder Way, Jacksonville, FL, 32219

3beds
2baths
1,711sqft
$328,000
$192price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

Welcome to 5662 Spruce Alder Way, a well-maintained home in the growing Copes Landing community that offers both comfort and value. The open floor plan makes great use of the space, with a spacious living area that flows into the kitchen and dining room, making it ideal for everyday living or hosting friends and family. The owner's suite provides plenty of privacy, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. One of the biggest advantages of this property is the assumable VA loan at just 4.5% interest—a rare opportunity for qualified buyers to potentially save hundreds each month compared to current market rates. Combined with its convenient location near shopping, dining, major highways, and Jacksonville's employment centers, this home is an excellent option for buyers looking for both practicality and long-term value.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
2/10
Highlands Middle SchoolGrades 6-810.4 mi
4/10
Jean Ribault High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0033254655
  • Zoning: RS

Features

  • Stories: 1
  • Entry location: Ground Level

Lot

  • Lot size: 6,098 sqft
  • Features: Less than 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$224$2,688
Property Taxes $205$2,460
Electricity $197$2,366
Total$2,284$27,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 32219$153
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32219$168
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$328,000
2026-06-20Listed for sale$330,000
2026-06-17Listing removed--
2026-06-02Listed for sale$329,000
2025-07-28Sold$302,990
2025-05-27Pending sale$313,990
2025-05-15Price change$312,990
2025-05-07Price change$313,990
2025-04-15Price change$312,990
2025-04-02Listed for sale$311,990

For Sale by Agent

AgentWren Aboulafia
BrokerageKeller Williams Realty Atlantic Partners St Augustine

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