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30 Jo Ritter Rd, Nettleton, MS, 38858

2beds
2baths
1,050sqft
$209,000
$199price/sqft
$1,538/moest. monthly cost
$61,520/yrincome needed

About This Home

If you've been dreaming of a brand-new home out in the country--but still just a hop and a skip from town--this one checks all the boxes. Tucked away on the Itawamba/Monroe County line just off MS-371, this newly built 2-bedroom, 2 full bath brick home sits pretty on a peaceful 1-acre wooded lot. Step inside and you'll find fresh, modern colors that feel clean and welcoming from the get-go. The kitchen shines with quartz countertops, stainless steel appliances, and plenty of space to entertain friends. Vaulted ceilings in the living room give the whole space a light, airy feel, making it seem even bigger and brighter. Both bedrooms are generously sized, and with two full baths, everybody's got their own space to get ready in the mornings. Out front and out back, you've Got plenty of space for a garden or fenced-in pet area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
Dorsey Attendance CenterGrades K-610.7 mi
6/10
8/10

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,050

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 109003001701
  • Zoning description: Rural

Features

  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Itawamba County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$217$2,604
Property Taxes $73$876
Electricity $192$2,304
Total$1,538$18,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,731/yr
40% on housing$46,140/yr
45% on housing$41,013/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38858$81
Itawamba County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 38858$102
Itawamba County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$215,000
2026-04-03Price change$219,000
2026-03-02Listed for sale$229,900
2025-07-31Listing removed$19,900
2025-04-02Listed for sale$19,900

For Sale by Agent

AgentKim Graham
BrokerageCENTURY 21 KNOWLES REALTY

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