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9803 W Strd56 Rd, French Lick, IN, 47432

2beds
2baths
2,050sqft
$250,000
$122price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Range/Oven Hook Up Gas,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Countertops-Ceramic,Eat-in Kitchen,Natural Woodwork,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Door features: Storm Door(s),Insulated Doors,Storm Doors
  • Window features: Storm Window(s),Double Pane Windows,Solar Screens,Storm Windows,Window Treatments
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 670
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 591209300092.000002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 2.50 Acres
  • Features: Level,City/Town/Suburb,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached,RV Access/Parking,Garage Utilities,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$197$2,364
Property Taxes $152$1,824
Electricity $187$2,255
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 47432$143
Orange County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 47432
Orange County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$250,000
2025-10-10Price change$265,000
2025-05-19Price change$275,000
2025-04-02Listed for sale$295,000

For Sale by Agent

AgentMabel m Wininger
BrokerageKey Associates Real Estate

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