123 Poinsettia Cir NE, Pt Charlotte, FL, 33952
About This Home
GULF ACCESS! Only ONE BRIDGE to Harbor and Gulf! This SWEET COMFORTABLE 'WATERFRONT' OASIS is ready with many NEW MAJOR UPDATES! ENJOY the Serenity of sitting with WATER VIEWS and SUNSETS of various colors all year round. Fish jumping, birds taking their walks. The ORIGINAL P.C. WATERFRONT Homes & Neighborhood with the BEST ACCESS to OPEN WATER within a few minutes. Begin from the open Front porch into the OPEN FLOOR PLAN - Living Rm, OPEN Kitchen/DR COMBO to the Right is Bath 1 with 2 Bedrooms & Linen closet. off the MAIN floor are FRENCH DOORS to the BR3/FAMILY ROOM COMBO set up with it's own FULL Bath & Closet and separate entrance. The NEWER IMPACT windows keep this area Completely comfortable with A/C or HEAT. This FLOOR RETRO tile in Concrete is 1958 STYLE of the original builder's 'SIGNATURE'. This room can have it's own entrance via the garage/carport or screened lanai. VIEWS of the WATER COMPLETELY from this room or go out to the screened LANAI. Lanai goes out to the Converted GARAGE/CARPORT with separate Laundry Room and PLENTY of STORAGE in lieu of a SHED. There is a paver PATIO also to view the BACKYARD & DOCK. This Dock has been UPGRADED to 'AZACK' PLANK, recycled plastic that doesn't get hot when exposed to sun & heat. The CONCRETE SEAWALL was COMPLETELY REINFORCED 2023 (REBAR, STONE/CONCRETE FILL & 'EXTRA CAP' FOR MORE STRENGTH) Brand NEW UPGRADED 150 AMP ELEC PANEL 4/24, Fresh Exterior Paint 3/24, NEW ROOF 1/22, HOT WATER HEATER 3/21, AC 7/19. ORIGINAL STEEL/METAL SHUTTERS are attached to the home (EASY UP & DOWN). ADT Security system, 2 NEW yard sensor Lites, front & rear. Come bring your BOAT or ENJOY WATER SPORTS, WATER TOYS & FISHING in the backyard. At end of this CANAL, go LEFT onto 150' wide ELKCAM waterway, under the HIGHEST Edgewater bridge to Charlotte Harbor and beyond. If you prefer there are several Boat Launches within a couple miles. 7 miles TO P.G. AIRPORT. 2 miles to the WATERFRONT SUNSEEKERS RESORT, Just a few miles more over to PUNTA GORDA Restaurants, waterfront parks & walking trails. The Neighborhood and area are going thru REVITALIZATION. 'DON'T MISS THIS ONE'!! JUST MOVE-IN! FURNISHINGS NEGOTIABLE! DIMENSIONS APPROXIMATE/Buyer responsible to Verify ALL.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Block
- Roof: Other
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Microwave,Refrigerator,Washer
- Laundry features: In Garage,Laundry Room
Balcony Porch Lanai
- Level: First
- Area: 140
- Dimensions: 14x10
Bathroom1
- Level: First
- Area: 35
- Dimensions: 7x5
Bathroom2
- Features: Built-in Closet
- Level: First
- Area: 40
- Dimensions: 8x5
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 90
- Dimensions: 10x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: Built-in Closet
- Level: First
- Area: 200
- Dimensions: 20x10
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,In-Law Floorplan
- Window features: Blinds,Window Treatments,Hurricane Shutters
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,606
- Total interior livable area: 1,054 sqft
Kitchen
- Level: First
- Area: 180
- Dimensions: 18x10
Living Room
- Level: First
- Area: 180
- Dimensions: 15x12
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Property
Details
- Parcel number: 402227213004
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Screened
- Exterior features: Lighting,Rain Gutters
- Has view: Yes
- View description: Water,Canal
- Has water view: Yes
- Water view: Water,Canal
- On waterfront: Yes
- Waterfront features: Canal - Saltwater,Canal Front,Bay/Harbor Access,Saltwater Canal Access,Gulf/Ocean to Bay Access,Fishing Pier,Seawall
- Frontage length: Canal: 75
Lot
- Lot size: 9,374 sqft
- Features: FloodZone,City Lot
- Lot size dimensions: 75 x 125
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $202 | $2,424 |
| Electricity | $197 | $2,366 |
| Total | $2,051 | $24,612 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $298,000 |
| 2025-11-12 | Listing removed | $289,900 |
| 2025-08-18 | Price change | $289,900 |
| 2025-07-24 | Price change | $294,500 |
| 2025-05-15 | Price change | $295,000 |
| 2025-04-02 | Listed for sale | $298,000 |
| 2024-07-11 | Listing removed | $318,500 |
| 2024-06-05 | Price change | $318,500 |
| 2024-05-09 | Price change | $318,000 |
| 2024-04-30 | Price change | $324,000 |
| 2024-04-19 | Listed for sale | $325,000 |
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