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12510 FOREST HILLS DRIVE, Tampa, FL, 33612

4beds
3baths
2,916sqft
$499,900
$171price/sqft
$4,049/moest. monthly cost
$161,960/yrincome needed

About This Home

Virtually Staged. One or more photo(s) has been virtually staged. NOW OFFERED AT $479,900 — LAKEFRONT LIVING ON PINE LAKE! Discover a rare opportunity to own a spacious 4-bedroom, 3-bath lakefront home with over 2,900 sq. ft., 87 feet of lake frontage and a 3-car garage—all with NO HOA. Set on a .26-acre homesite, this unique property combines original 1940s character with a substantial addition completed around 2005 and offers tremendous potential to personalize and make it your own. The lake takes center stage from the moment you enter the expansive living room, where wide-open water views, exposed wood beams, a wood-burning fireplace and three sets of sliding glass doors create a dramatic connection to the outdoors. Step outside to the screened porch and wood deck overlooking Pine Lake—an inviting setting for morning coffee, entertaining, relaxing sunsets, fishing, kayaking or canoeing right from your backyard. Inside, the generous floor plan offers plenty of room to spread out. The kitchen features both gas and electric ranges, a large prep area, dishwasher and stainless-steel refrigerator and connects easily with the dining room, breakfast nook and living areas. Beautiful wood floors add warmth to the dining room, while three first-floor bedrooms and two baths provide flexibility for family, guests, a home office or multigenerational living. Upstairs, the oversized primary suite creates a private retreat with cathedral ceilings, large windows, walk-in closet, spa tub and private screened balcony overlooking the lake. Imagine beginning or ending your day surrounded by peaceful water views. Need storage? The large 3-car garage provides exceptional space, with additional yard area for trailers, a small boat or recreational toys. Three A/C systems, including two mini-splits, provide zoned comfort throughout the home. Conveniently located near Babe Zaharias Golf Course, parks, shopping and dining, with easy access to Dale Mabry Highway and I-275. Homes offering this combination of nearly 3,000 sq. ft., direct lake frontage, a 3-car garage and no HOA are hard to duplicate at this price. Bring your vision and transform this distinctive property into the lakefront home you've been waiting for. Schedule your private showing and experience the Pine Lake views for yourself! Drone video available.

Getting Around

30
WalkingCar-Dependent
27
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

6/10
Hill Middle SchoolGrades 6-84.2 mi
2/10
Chamberlain High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawlspace,Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Garage,Washer Hookup

Bathroom1

  • Features: Shower No Tub
  • Level: First
  • Area: 37.05
  • Dimensions: 6.5x5.7

Bathroom2

  • Features: Shower No Tub
  • Level: First
  • Area: 29.15
  • Dimensions: 5.5x5.3

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 114.4
  • Dimensions: 11x10.4

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 149.86
  • Dimensions: 12.7x11.8

Bedroom3

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 115.44
  • Dimensions: 11.1x10.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 63.64
  • Dimensions: 8.6x7.4

Dining Room

  • Level: First
  • Area: 187
  • Dimensions: 18.7x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chair Rail,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Vinyl,Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 4,116
  • Total interior livable area: 2,916 sqft

Kitchen

  • Features: Granite Counters,Tile Counters
  • Level: First
  • Area: 177.06
  • Dimensions: 22.7x7.8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 560.64
  • Dimensions: 25.6x21.9

Primary Bathroom

  • Features: Bath w Spa/Hydro Massage Tub,Dual Sinks,En Suite Bathroom,Exhaust Fan,Tub with Separate Shower Stall,Linen Closet
  • Level: Second
  • Area: 131.535
  • Dimensions: 18.5x7.11

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 409.534
  • Dimensions: 21.11x19.4

Property

Details

  • Parcel number: U11281810400001100051.0
  • Zoning: RSC-6
  • Special condition: None

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Balcony,Fire Pit,Irrigation System
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges
  • Waterbody name: PINE LAKE

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared,In County,Rolling Slope
  • Lot size dimensions: 94 x 121

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$501$6,012
Property Taxes $728$8,736
Electricity $293$3,521
Total$4,049$48,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,822/yr
40% on housing$121,470/yr
45% on housing$107,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 33612$154
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33612$253
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$479,900
2026-06-11Listed for sale$499,900
2026-06-05Pending sale$499,900
2026-05-16Listed for sale$499,900
2026-05-07Pending sale$499,900
2026-05-07Listed for sale$499,900
2026-04-29Pending sale$499,900
2026-04-27Price change$499,900
2026-04-02Price change$515,000
2026-03-06Price change$545,000
2026-01-30Price change$575,000
2025-11-19Listed for sale$590,000
2015-04-17Sold$244,500
2015-03-26Pending sale$249,000
2014-12-17Price change$249,000
2014-11-05Price change$258,000
2014-10-10Price change$263,000
2014-10-03Price change$274,000
2014-09-05Listed for sale$279,000
2004-11-16Sold$275,000
1999-03-23Sold$142,500

For Sale by Agent

AgentMark Cravens
BrokerageFIRST QUALITY PROPERTIES

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