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4036 CORTEZ DRIVE #A, Tampa, FL, 33614

4beds
2baths
1,437sqft
$219,999
$153price/sqft
$1,833/moest. monthly cost
$73,320/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Rarely available and beautifully renovated, this spacious 4-bedroom, 2-bath ground-floor condo offers the perfect combination of comfort, style, and convenience with peaceful lake views, an oversized screened lanai, and seller assistance toward buyer closing costs! MOVE RIGHT IN and enjoy a bright, open floor plan featuring luxury vinyl plank flooring, fresh paint, modern lighting, and abundant natural light throughout. The STUNNING KITCHEN is designed to impress with quartz countertops, soft-close cabinetry, stainless steel appliances, a stylish tile backsplash, a butler's pantry, and a dedicated coffee bar, creating the perfect space for both everyday living and entertaining. The spacious PRIMARY SUITE offers a beautifully updated ensuite bathroom, while the ADDITIONAL BEDROOMS provide flexibility for family, guests, a home office, fitness room, or hobby space. RELAX WITH YOUR MORNING COFFEE or unwind in the evening from the oversized screened lanai overlooking the tranquil lake, creating your own private retreat. THE HOA PROVIDES exceptional value by covering water, sewer, trash, cable, exterior maintenance, pest control, and access to fantastic community amenities, including a swimming pool, tennis courts, playground, BBQ area, and beautifully maintained grounds, making for a truly low-maintenance Florida lifestyle. CONVENIENTLY LOCATED just minutes from Tampa International Airport, Raymond James Stadium, International Plaza, Downtown Tampa, major hospitals, shopping, dining, and easy access to I-275 and the Veterans Expressway, you'll enjoy everything Tampa has to offer right at your fingertips. Opportunities to own a fully renovated 4-bedroom, ground-floor condo with lake views are rare, making this an exceptional value for first-time homebuyers, seasonal residents, investors where permitted, or anyone seeking extra space in a prime Tampa location. Schedule your private showing today and experience everything this move-in-ready home has to offer!

Getting Around

28
WalkingCar-Dependent
29
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

6/10
3/10
Pierce Middle SchoolGrades 6-82.6 mi
4/10
Leto High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Outside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,773
  • Total interior livable area: 1,437 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U21281814H00000604036.A
  • Zoning: RMC-20
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Rear Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Sidewalk
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 13 sqft
  • Features: Landscaped,Level,Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$175$2,100
Property Taxes $349$4,188
Electricity $197$2,366
Total$1,833$21,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,845/yr
40% on housing$54,990/yr
45% on housing$48,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 33614$209
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33614$311
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$2,150
2026-07-27Price change$219,999
2026-07-08Listed for rent$2,250
2026-06-09Price change$234,500
2026-03-19Price change$239,500
2026-03-04Price change$244,769
2026-02-27Price change$246,001
2026-02-18Price change$247,750
2026-01-21Price change$249,499
2025-09-24Listed for sale$249,999
2025-08-21Listing removed$260,000
2025-07-14Price change$260,000
2025-06-11Price change$263,800
2025-04-28Price change$263,900
2025-02-22Listed for sale$264,000
2025-02-12Listing removed$275,000
2024-12-23Pending sale$275,000
2024-11-05Listed for sale$275,000
2024-07-25Listing removed--
2024-07-08Listed for sale$270,000
2024-07-01Listing removed--
2024-04-29Price change$270,000
2024-04-25Listed for sale$285,000
2024-04-19Listing removed--
2024-03-12Listed for sale$285,000
2022-09-01Sold$85,000

For Sale by Agent

AgentLori West
BrokerageRE/MAX MARKETING SPECIALISTS

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