2814 W HUMPHREY STREET, Tampa, FL, 33614
About This Home
Incredible value!!!! A rare opportunity to own this Beautiful Twin Lakes lakefront retreat offering rare multi-dwelling flexibility and captivating water views, featuring brand-new flooring on the main level. The main residence includes 4 bedrooms, 4 baths, two full kitchens, and separate upstairs and downstairs entrances, highlighted by a spacious primary suite with his and hers walk-in closets. There is a separate detached in-law suite with 2-bedroom, 1-bath with its own spacious kitchen and separate electric meter facing the lake and its gorgeous water view, provides excellent versatility for multi-generational living, guests, or rental income. Enjoy 87 feet of frontage on ski-size Twin Lake with a newer wood dock, perfect for boating, fishing, or relaxing by the water. Fully fenced with an electric gated entry and private drive, this property offers privacy, comfort, and a prime location close to everything Tampa has to offer. Roofs and HVAC are approximately 7 years old, and the homes remained high and dry during recent hurricanes.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Features
- Primary Bedroom Main Floor,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile,Engineered Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,540
- Total interior livable area: 3,344 sqft
Kitchen
- Level: First
- Area: 132
- Dimensions: 12x11
Living Room
- Level: First
- Area: 450
- Dimensions: 25x18
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 238
- Dimensions: 17x14
Property
Details
- Parcel number: U222818ZZZ00000096480.0
- Zoning: RSC-6
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Other
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges
Lot
- Lot size: 0.40 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,031 | $36,372 |
| Home Insurance * | $479 | $5,748 |
| Property Taxes | $952 | $11,424 |
| Electricity | $336 | $4,038 |
| Total | $4,798 | $57,576 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $599,500 |
| 2026-04-23 | Pending sale | $599,500 |
| 2026-03-28 | Price change | $599,500 |
| 2026-03-10 | Price change | $630,000 |
| 2026-02-24 | Price change | $670,000 |
| 2026-02-13 | Price change | $700,000 |
| 2026-01-16 | Listed for sale | $750,000 |
| 2025-10-19 | Listing removed | $733,900 |
| 2025-09-26 | Price change | $733,900 |
| 2025-09-04 | Price change | $734,900 |
| 2025-07-31 | Price change | $749,900 |
| 2025-07-05 | Price change | $768,900 |
| 2025-07-01 | Price change | $769,900 |
| 2025-06-10 | Price change | $774,900 |
| 2025-05-15 | Listed for sale | $799,900 |
| 2018-10-11 | Sold | $380,000 |
| 2018-08-20 | Pending sale | $250,000 |
| 2018-07-29 | Price change | $250,000 |
| 2018-05-30 | Price change | $419,900 |
| 2018-05-12 | Price change | $454,900 |
| 2018-04-17 | Listed for sale | $489,000 |
| 2016-06-13 | Sold | $171,500 |
| 2006-08-08 | Sold | $340,000 |
| 2005-10-19 | Sold | $40,000 |
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