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6809 N Gunlock Ave, Tampa, FL, 33614

5beds
3baths
1,934sqft
$550,000
$284price/sqft
$4,419/moest. monthly cost
$176,760/yrincome needed

About This Home

This property presents an excellent opportunity as a rental income investment or a primary residence with added earning potential in one of Tampa’s most accessible areas. Ideally situated in a central Tampa location, this property offers convenient access to major highways, shopping centers, dining, and Tampa International Airport, making it an excellent choice for both everyday living and long-term value. Set on a generously sized lot, the home provides ample outdoor space along with plenty of parking, ideal for multiple vehicles, boats, or work trucks. The main residence features 3 bedrooms and 2 bathrooms with a functional layout designed for comfort and practicality. A standout feature is the separate mother-in-law suite, complete with its own private patio, 2 bedrooms, and 1 bathroom—perfect for extended family, guests, or as an income-producing opportunity while maintaining privacy from the main home. Additional highlights include a water filtration system that enhances daily living. The expansive yard offers endless possibilities for outdoor enjoyment, entertaining, or future expansion. No HOA and no flood insurance required, adding even more value and flexibility.

Getting Around

54
WalkingSomewhat Walkable
24
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

5/10
2/10
Memorial Middle SchoolGrades 6-83.0 mi
3/10
Hillsborough High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator,Water Filtration System
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other,Stone Counters,Thermostat
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,369
  • Total interior livable area: 1,934 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: U342818ZZZ00000105640.0
  • Zoning: RSC-9
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 81 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$439$5,268
Property Taxes $1,002$12,024
Electricity $197$2,366
Total$4,419$53,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,508/yr
40% on housing$132,570/yr
45% on housing$117,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 33614$205
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33614$311
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$550,000
2026-04-18Listed for sale$570,000
2024-09-20Sold$500,000
2024-08-07Pending sale$535,000
2024-08-03Price change$535,000
2024-07-13Listed for sale$550,000
2024-06-30Pending sale$550,000
2024-05-21Listed for sale$550,000
2023-10-31Sold$180,000
1997-12-23Sold$70,200

For Sale by Agent

AgentYamile Fernandez Garcia
BrokeragePEOPLE'S CHOICE REALTY SVC LLC

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