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1S471 Monterey Ave, Oakbrook Terrace, IL, 60181

3beds
2baths
1,726sqft
$548,300
$318price/sqft
$3,974/moest. monthly cost
$158,960/yrincome needed

About This Home

Welcome to this rarely available, well-maintained oversized split-level home, proudly owned by the original family since it was built in 1971. Situated on a spacious, fully fenced 0.33-acre lot, this home offers generous room sizes, plenty of storage, and an excellent location. The main level features an open layout with the living room, dining room, and kitchen flowing together. The kitchen boasts granite countertops, hickory cabinets, and ample workspace. Just off the kitchen, the cozy family room has a wood-burning fireplace and a sliding glass door leading to the lower deck and backyard. This level also includes a half bath, laundry room, and access to the attached two-car garage. Upstairs, the large primary bedroom features a walk-in closet and French doors opening to a private second-story deck overlooking the mature, landscaped yard. Two additional bedrooms are generously sized with excellent closet space. The spacious full bathroom includes a double vanity, separate shower, and bathtub, plus a laundry chute to the laundry room. A full sub-basement with 10-ft ceilings offers plenty of storage and the potential to finish for extra recreation space or a home office. Freshly painted and move-in ready, this home is just a short walk to Terrace View Park, where you can enjoy concerts, Fourth of July fireworks, community picnics, fishing, and walking paths. Oakbrook Center, restaurants, and major expressways are just minutes away. With low property taxes, free garbage service, and a desirable location, this lovingly cared-for home offers exceptional value and is being sold as-is, ready for its next owners to make it their own.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

9/10
9/10
Willowbrook High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 247
  • Dimensions: 19X13

Bedroom3

  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Family Room

  • Level: Main
  • Area: 299
  • Dimensions: 23X13

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,726 sqft

Kitchen

  • Level: Main
  • Area: 190
  • Dimensions: 19X10

Laundry

  • Level: Main
  • Area: 128
  • Dimensions: 16X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 350
  • Dimensions: 25X14

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 273
  • Dimensions: 21X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0622409008
  • Special condition: None

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 76X188

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,772$33,264
Home Insurance *$207$2,484
Property Taxes $863$10,356
Electricity $132$1,593
Total$3,974$47,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,251/yr
40% on housing$119,220/yr
45% on housing$105,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 60181$217
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60181$274
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$548,300

For Sale by Agent

AgentMark Panek
BrokerageUnited Real Estate - Chicago

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