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786 Fairbanks Ln, Southgate, KY, 41071

4beds
3baths
2,160sqft
$973,566
$451price/sqft
$6,557/moest. monthly cost
$262,280/yrincome needed

About This Home

Ashely Builders is proud to introduce the Manor Collection. Rose Hill Manor and Pine Ridge Manor custom ranch townhomes designed exclusively for Memorial Pointe. Sitting high on a hill, these beautiful custom townhomes provide sweeping views of the Highland Golf Course, the valley below and the Cincinnati skyline. This lovely new neighborhood is close to all major highways and provides quick driving to downtown Cincinnati and the airport. Popular shopping centers and restaurants are nearby, and the historic downtown of Fort Thomas with charming shops is minutes away. Enjoy driving your golf cart to Highland Country Club via the under-road access path. You can park and charge your cart in your garage by utilizing this unique upgrade. Three floorplans to choose from. Other lots available. Single family lots also available.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Southgate Public SchoolGrades PK-80.8 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick Veneer,Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Dishwasher,Disposal,Microwave,Refrigerator,Humidifier
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Bath Adjoins
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 238
  • Dimensions: 17 x 14

Entry

  • Features: Entrance Foyer,Wood Flooring
  • Level: First
  • Area: 225
  • Dimensions: 9 x 25

Features

  • Kitchen Island,Walk-In Closet(s),Pantry,Open Floorplan,Entrance Foyer,Breakfast Bar,Recess Ceiling(s),Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 391
  • Dimensions: 17 x 23

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Tray Ceiling(s)
  • Level: First
  • Area: 210
  • Dimensions: 14 x 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 999991102129
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City,Golf Course,Valley

Lot

  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,922$59,064
Home Insurance *$584$7,008
Property Taxes $881$10,572
Electricity $170$2,046
Total$6,557$78,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,811/yr
40% on housing$196,710/yr
45% on housing$174,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 41071$217
Campbell County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 41071$191
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$973,566
2026-03-10Price change$973,091
2026-01-26Price change$963,294
2026-01-15Price change$959,775
2025-10-20Listed for sale$767,350
2025-09-26Listing removed$767,350
2025-02-20Price change$767,350
2023-09-06Price change$745,000
2023-03-10Listed for sale$724,985

New Construction

AgentSheila Leighty
BrokerageHuff Realty - CC

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