See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

920 S Pacific St, Oceanside, CA, 92054

14beds
10baths
5,216sqft
$4,995,000
$958price/sqft
$29,863/moest. monthly cost
$1,194,520/yrincome needed

About This Home

**10 Units, Value-Add w/ Ocean Views & 46% Upside in Rental Income** Irreplaceable Coastal Real Estate Near the Oceanside Pier • Across the Street from the Sand • Strong Unit Mix: (4) 2Bedroom Units; (6) 1Bedroom Units • Value Add Opportunity • Each Unit Has Private Patio • Pride of Ownership Property / Legacy Asset • Located in one of San Diego’s Fastest Growing Submarkets

Getting Around

73
WalkingVery Walkable
47
TransitSome Transit
66
BikeBikeable

Schools

4/10
Lincoln Middle SchoolGrades 6-81.3 mi
5/10
Oceanside High SchoolGrades 9-120.9 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 14
  • Bathrooms: 10
  • Full bathrooms: 10

Interior Area

  • Total structure area: 5,216
  • Total interior livable area: 5,216 sqft

Property

Details

  • Parcel number: 1503540500

Features

  • Stories: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,257$303,084
Home Insurance *$700$8,400
Property Taxes $2,788$33,456
Electricity $1,118$13,422
Total$29,863$358,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,023,874/yr
40% on housing$895,890/yr
45% on housing$796,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$958This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$662
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$4,995,000
2026-02-17Listing removed$2,600
2026-01-27Listed for rent$2,600
2025-11-07Listed for sale$5,500,000
2025-10-20Sold$4,007,500
2025-04-21Pending sale$4,000,000
2025-04-03Listed for sale$4,000,000

For Sale by Agent

AgentAngelo Joseph La Bruna III
BrokerageApartment Realty Group (ARG)

Similar Homes