See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7832 Niagara Ave #323, Tampa, FL, 33617

1beds
1baths
736sqft
$99,900
$136price/sqft
$829/moest. monthly cost
$33,160/yrincome needed

About This Home

Welcome to River Oaks—Tampa’s hidden gem nestled along the peaceful Hillsborough River. This updated second-floor 1-bedroom, 1-bath condo is located in a private, guard-gated community featuring two sparkling pools, lush tropical landscaping, and unbeatable convenience to everything the city has to offer. Inside, you’ll find vaulted ceilings, brand new luxury vinyl plank flooring, and a bright, open living space that flows into a screened-in balcony with serene views of mature trees—a perfect spot to unwind. The kitchen offers plenty of prep space, while the central A/C and in-unit stackable washer and dryer add everyday ease. The spacious primary bedroom features a large walk-in closet, providing both comfort and functionality. Plus, an assigned covered parking space sits just outside for added convenience. With quick access to I-4, I-275, USF, local dining, and shopping, this location works for just about any lifestyle. Whether you're looking to live in it full-time or enjoy it as a weekend retreat, this upgraded unit in the gated River Oaks community is a must-see.

Getting Around

8
WalkingCar-Dependent
34
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

4/10
Robles Elementary SchoolGrades PK-50.6 mi
2/10
Greco Middle SchoolGrades 6-83.0 mi
3/10
King High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 820
  • Total interior livable area: 736 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U2828191L800000300323.0
  • Zoning: RMC-20
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Rear Porch
  • Exterior features: Balcony,Lighting,Sidewalk
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 4 sqft

Parking

  • Total spaces: 1
  • Parking features: Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$98$1,176
Property Taxes $29$348
Electricity $197$2,366
Total$829$9,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,422/yr
40% on housing$24,870/yr
45% on housing$22,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 33617$130
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33617$224
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$115,000
2026-01-07Listed for sale$125,000
2025-11-25Pending sale$125,000
2025-11-25Listing removed$125,000
2025-08-06Listed for sale$125,000

For Sale by Agent

AgentMathew Sumlin
BrokerageEXP REALTY LLC

Similar Homes