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12 Harwich Ct, Scotch Plains, NJ, 07076

2beds
3baths
--sqft
$475,000
--price/sqft
$3,494/moest. monthly cost
$139,760/yrincome needed

About This Home

Just in time to enjoy so many of the amenities offered at the popular Southwyck townhome community. Tennis and pickle ball courts, the gleaming outdoor pool, relaxing gazebo, and the clubhouse! This inviting and well designed townhome offers a combination of spacious rooms and serene parklike views from the LR and bdrm. The 1st floor with LR, formal size DR, EIK, and den w/fpl, and powder room is appealing for everyday comfortable living and for entertaining. The attached garage is accessible from the den. A master bdrm suite with full bath and walk in closet, a 2nd large bedroom w/hall bathroom, and laundry room complete the second floor. A dramatic loft overlooks the master suite. The loft adds so much versatility. Make it your own whether as a home office, fitness area, tv room, library. The possibilities for the loft are endless. A few short steps to the the pool and other amenities. 24 hour security gate for access to the community. Conveniently located to shopping, supermarkets, NYC bus and major highways.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer
  • Laundry features: Laundry Room,Level 2

Basement

  • Basement: None

Bedroom1

  • Level: Second
  • Area: 308

Bedroom2

  • Level: Second
  • Area: 198

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 132

Features

  • Walk-In Closet(s),Loft
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 108

Living Room

  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 2916137010000000030000C7012
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Association
  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 7114 SQ FT

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Additional Parking,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$97$1,164
Property Taxes $803$9,636
Electricity $193$2,318
Total$3,494$41,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,794/yr
40% on housing$104,820/yr
45% on housing$93,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07076$544
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07076$423
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$535,000
2025-05-23Listing removed$495,000
2025-04-27Pending sale$495,000
2025-04-04Listed for sale$495,000

For Sale by Agent

AgentBarbara Zeckman
BrokerageColdwell Banker Realty

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