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249 Waverly Dr, West Pt, MS, 39773

3beds
2baths
1,600sqft
$375,000
$234price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

Come experience the beauty of this furnished 3/2 condo and the beauty of Old Waverly. Open family room with gas logs, granite, breakfast area and formal dining area Primary suite and living area open onto the balcony that overlooks the course and one of the beautiful lakes. If you are looking for a primary resident, investment property or vacation home, this is it. Enjoy the amenities at Old Waverly,,,, clubhouse, tennis courts, swimming pool, Murphy's bar, Camerons, and more. One of the sellers is a licensed real estate broker.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
3/10
West Point High SchoolGrades 8-121.6 mi
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 091C3430A0221500

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size dimensions: zero lot line

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Clay County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$258$3,096
Property Taxes $178$2,136
Electricity $192$2,304
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 39773$149
Clay County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 39773$180
Clay County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$375,000
2025-10-05Listed for sale$398,000
2025-10-05Listing removed$398,000
2025-08-26Price change$398,000
2025-04-04Listed for sale$425,000

For Sale by Agent

AgentRETA STAWN DOUGHTY
BrokeragePINNACLE REALTY, LLC

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