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920 Pumpkin Ridge St, Gardner, KS, 66030

4beds
2baths
1,738sqft
$323,950
$186price/sqft
$2,310/moest. monthly cost
$92,400/yrincome needed

About This Home

Back on the Market...no fault to seller...Motivated which gives you equity value!! Welcome home to this charming and affordable Gardner home! Nestled in a desirable neighborhood, this property offers the perfect combination of comfort, convenience, and value. Enjoy easy access to schools, shopping, dining, and everyday amenities, while neighborhood trails lead directly to the park for endless family fun and outdoor recreation. Inside, you'll appreciate updates, including a newer HVAC system and hot water heater, providing peace of mind for years to come. The adorable shabby chic kitchen adds character and charm, offering a unique space that's both functional and inviting. Even better, the home will come complete with a brand-new stove/oven, ready for your favorite recipes and gatherings. Step outside to the covered deck, the perfect spot to relax, entertain, or enjoy your morning coffee. The spacious, fully fenced backyard offers plenty of room for pets, play, gardening, and gatherings. The oversized two-car garage provides ample storage and features a convenient bonus door with direct backyard access. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home delivers immediate comfort with the added potential for instant equity. Don't miss your chance to make it yours!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
6/10
Wheatridge Middle SchoolGrades 5-81.0 mi
6/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Sump Pump

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 120

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Window features: Window Coverings
  • Flooring: Carpet,Wood
  • Finished area below ground: 450
  • Finished area above ground: 1,288

Great Room

  • Level: Basement
  • Area: 224

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Kitchen

  • Level: First
  • Area: 200

Living Room

  • Level: First
  • Area: 352

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second
  • Area: 196

Property

Details

  • Parcel number: CP740000010006

Features

  • Fencing: Wood

Lot

  • Lot size: 9,728 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$209$2,508
Property Taxes $302$3,624
Electricity $161$1,935
Total$2,310$27,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,200/yr
40% on housing$69,300/yr
45% on housing$61,600/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 66030$183
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 66030$193
Johnson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$323,950
2026-08-14Listed for sale$323,950
2026-08-13Contingent$323,950
2026-07-28Price change$323,950
2026-07-16Listed for sale$328,950
2026-07-15Pending sale$328,950
2026-07-13Contingent$328,950
2026-07-09Price change$328,950
2026-06-29Price change$329,950
2026-06-18Listed for sale$338,950
2019-05-21Sold--

For Sale by Agent

AgentValerie McClaskey
BrokerageReeceNichols- Leawood Town Center

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