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431 George Ellis Dr, Munford, TN, 38058

4beds
3baths
3,668sqft
$599,500
$163price/sqft
$3,998/moest. monthly cost
$159,920/yrincome needed

About This Home

This home is filled with upgrades and will blow you away!! 4 BR, 3 BA home with approx. 3668 sq ft heated, separate DR, BRFT area, Open floorplan, Den with ceramic, electric fireplace, bonus room w/ kitchenette to die for! Spray foam insulation for get utility bills, 3 car garage, Sunroom with gas or woodburning FP, custom lighting, and exercise room/office/bedroom. Luxury vinyl plank flooring for no scratches and waterproof. Huge master closet and an oversized shower with luxury tile. Smooth, raised and step ceilings, epoxy floors in garages, and corner lot. You name it, this home has it! Home's sloped backyard is perfect for a waterfall to a pool and for privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Munford Elementary SchoolGrades PK-51.8 mi
6/10
Munford Middle SchoolGrades 6-81.8 mi
7/10
Munford High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 2+ Water Heaters,Gas Water Heater,Self Cleaning Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Area: 156

Bedroom3

  • Area: 240

Bedroom4

  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Area: 680

Den

  • Area: 306

Dining Room

  • Features: Separate Dining Room
  • Area: 182

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Smooth Ceiling,High Ceilings,Cable Wired,Walk-In Closet(s),In-Law Floorplan,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Excl Some Window Treatmnt
  • Flooring: Part Carpet,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: In Den/Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Dual System
  • Cooling features: Central Air,Dual

Interior Area

  • Total interior livable area: 3,668 sqft

Kitchen

  • Features: Separate Breakfast Room,Pantry,Kitchen Island,Washer/Dryer Connections
  • Area: 252

Living Room

  • Features: Separate Den

Master Bathroom

  • Features: Double Vanity,Separate Shower,Tile Floor,Full Bath

Master Bedroom

  • Features: Smooth Ceiling,Walk-In Closet(s)
  • Area: 323

Property

Details

  • Parcel number: 095FB00900000

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.52 Acres
  • Features: Corner Lot,Professionally Landscaped
  • Lot size dimensions: .52

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Storage,Workshop in Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,031$36,372
Home Insurance $390$4,680
Property Taxes $279$3,348
Electricity $298$3,576
Total$3,998$47,976

Income You'd Need if You Spent...

35% on housing$137,074/yr
40% on housing$119,940/yr
45% on housing$106,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 38058$135
Tipton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 38058$160
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$610,000
2026-04-06Price change$613,900
2026-03-23Price change$616,900
2026-03-10Listed for sale$619,900
2025-09-01Listing removed$609,990
2025-06-23Price change$609,990
2025-04-04Listed for sale$620,000

For Sale by Agent

AgentPam Chandler-Kelley
BrokerageRight Way Realty, LLC

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