131 W Church St, Hagerstown, MD, 21740
About This Home
Move-In Ready Home with Open Concept & Great Location.This beautifully maintained, turnkey home features a desirable open-concept layout with stylish flooring throughout and fresh paint, creating a bright and inviting atmosphere.The spacious living room offers plenty of room to relax or entertain, while the kitchen is equipped with stainless steel appliances and ample space for cooking and gathering. Generously sized bedrooms provide comfort and flexibility for any lifestyle. Step outside to a fully fenced backyard—perfect for entertaining, pets, or simply enjoying time outdoors. Conveniently located near shopping, restaurants, and major highways, this home is ideal for commuters and those seeking easy access to everyday amenities.Don’t miss this move-in ready opportunity—schedule your showing today!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1888
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Refrigerator,Cooktop,Gas Water Heater
Basement
- Area: 675
Basement
- Has basement: Yes
- Basement: Dirt Floor,Connecting Stairway
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,614
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,289
- Total interior livable area: 1,614 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2225022815
- Zoning: CCMU
- Special condition: Standard
Features
- Levels: Four
- Stories: 4
- Pool features: None
Lot
- Lot size: 1,830 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $147 | $1,764 |
| Electricity | $281 | $3,374 |
| Total | $1,618 | $19,416 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $259,000 |
| 2026-04-28 | Price change | $264,000 |
| 2026-04-15 | Listed for sale | $274,000 |
| 2025-07-14 | Sold | $75,000 |
| 2025-07-01 | Contingent | $95,000 |
| 2025-06-25 | Price change | $95,000 |
| 2025-06-13 | Listed for sale | $110,000 |
| 2025-05-20 | Contingent | $112,000 |
| 2025-05-01 | Listed for sale | $112,000 |
For Sale by Agent
View on Zillow