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2226 STATE ROAD 16, Green Cove Springs, FL, 32043

1beds
1baths
376sqft
$450,000
$1,197price/sqft
$3,071/moest. monthly cost
$122,840/yrincome needed

About This Home

Endless possibilities await at 2226 SR 16 - 9.82 beautiful acres with a year-round creek meandering through the property and two concrete block structures ready to be transformed. Both buildings have been gutted , giving you a true blank canvas to design exactly what you need. The property is zoned agricultural/residential, offering flexible potential for a homesite, hobby farm, animals, gardens, or a combination of uses buyer to verify intended use with the county. A four-wheel-drive 5700 Kabota tractor and it's implements go with sale( see in photos) Major improvements have already been done for you: new roofs on both structures, new windows and exterior doors, and an upgraded electric panel, providing a solid starting point for your vision. With nearly 10 acres to work with, there's room to create a private residence, workshop, studio spaces, storage, or small agricultural operation. The land offers a mix of open space and natural surroundings, with the creek adding char

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Clay High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1956

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 376 sqft

Property

Details

  • Parcel number: 08062601537100000
  • Zoning description: Agricultural

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 9.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$311$3,732
Property Taxes $288$3,456
Electricity $197$2,366
Total$3,071$36,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,291/yr
40% on housing$92,130/yr
45% on housing$81,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$450,000
2025-12-01Listed for sale$499,000
2025-06-06Sold$275,000
2025-04-06Listed for sale$350,000

For Sale by Agent

AgentROSALIND ARNOLD
BrokerageEXIT MAGNOLIA POINT REALTY

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