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2216 4th St SW, Ruskin, FL, 33570

4beds
2baths
1,939sqft
$299,900
$155price/sqft
$2,065/moest. monthly cost
$82,600/yrincome needed

About This Home

Discover this impeccably maintained four-bedroom, two-bathroom home, perfectly situated with stunning water views that enhance its peaceful and inviting atmosphere. The thoughtfully designed open floor plan offers generous living space, ideal for both everyday comfort and effortless entertaining. Modern touches abound with luxury vinyl plank and tile flooring throughout, creating a clean, stylish aesthetic. The kitchen features elegant espresso wood cabinets and is as functional as it is beautiful, complete with newer appliances, including refrigerator, stove, dishwasher and microwave—making this home truly move-in ready. The spacious primary bedroom includes a large walk-in closet, offering ample storage. Step outside to the backyard, where tranquil water views provide the perfect setting for relaxation or outdoor gatherings. For pet owners, the home is just two houses away from a spacious dog park. Community Amenities Include: Resort-Style Pool Dog, Park Playground, Scenic Sidewalks. Conveniently located just half a mile from the Hillsborough Community Boat Ramp and providing easy access to St. Pete, I-275, I-75, and Florida’s world-famous beaches, this home offers both lifestyle and location. Don’t miss the opportunity to own this beautifully appointed, energy-efficient home with modern features and a tranquil setting—perfect for enjoying the best of Florida living!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Ruskin Elementary SchoolGrades PK-51.4 mi
2/10
Shields Middle SchoolGrades 6-85.3 mi
3/10
Lennard High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,398
  • Total interior livable area: 1,939 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U183219A3H00000500028.0
  • Zoning: RSC-9
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox,Sidewalk

Lot

  • Lot size: 6,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$143$1,716
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,065$24,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,800/yr
40% on housing$61,950/yr
45% on housing$55,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$146
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$299,900
2025-12-18Price change$309,900
2025-10-31Price change$319,900
2025-10-20Price change$325,000
2025-05-15Listed for sale$339,900
2025-04-17Listing removed$2,195
2025-04-07Listed for rent$2,195

For Sale by Agent

AgentGiancarlo Gonzalez
BrokerageBRIDGE HOMES

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