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44 W D Ct, Ellijay, GA, 30540

3beds
2baths
2,400sqft
$480,000
$200price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

One-level living in the established Quin Springs community of Ellijay. This 3 bedroom, 2 bath home features a spacious great room with corner bar, stone fireplace, and an eat-in kitchen. A bonus room off the kitchen and living area adds over 500 sqft of flexible space. Wraparound deck provides additional outdoor living. Full basement with exterior entrance offers utility area, generous storage, and a large workshop ideal for mechanics or car collectors. Property includes a 2-car pull-under garage, abundant parking, and sits on a private double lot.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ellijay Elementary SchoolGrades PK-53.1 mi
7/10
7/10
Gilmer High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen
  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3078E 008

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Trees/Woods
  • Frontage type: None
  • Topography of land: Level

Lot

  • Lot size: 4.10 Acres

Parking

  • Parking features: Garage,Asphalt
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Drought
Earthquake
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$201$2,412
Property Taxes $163$1,956
Electricity $233$2,798
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$209
Gilmer County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Listed for sale$480,000
2026-01-01Listing removed$480,000
2025-07-15Listed for sale$480,000
2025-07-02Listing removed$480,000
2025-06-10Price change$480,000
2025-03-31Price change$500,000
2025-03-04Price change$499,999
2025-02-04Price change$499,998
2024-11-03Listed for sale$499,999
2024-11-01Listing removed$499,999
2024-07-22Listed for sale$499,999

For Sale by Agent

AgentMackenzie Haley
BrokerageCentury 21 Results

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