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837 Elm St, Seminole, OK, 74868

3beds
2baths
1,242sqft
$154,900
$125price/sqft
$1,225/moest. monthly cost
$49,000/yrincome needed

About This Home

Step into comfort, and efficiency with this stunning brick home in one of Seminole’s fastest-growing subdivisions! Featuring 3 spacious bedrooms, 2 modern bathrooms, and an open-concept layout, this home is designed for both style and functionality. The gourmet kitchen boasts sleek granite countertops, perfect for cooking and entertaining. Enjoy year-round comfort with central heat and air and unwind outdoors in your covered porch overlooking a great backyard. Don’t miss out—schedule your tour today before it’s gone! Up to $14,951 in down payment assisstance available! Estimated finish date in thirty days due to rain.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Wilson Elementary SchoolGrades PK-30.5 mi
4/10
Seminole Middle SchoolGrades 7-80.5 mi
3/10
Seminole High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Stove

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,None
  • Window features: Aluminum Frames
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 7,013 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Seminole County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance $225$2,700
Property Taxes $73$876
Electricity $144$1,732
Total$1,225$14,700

Income You'd Need if You Spent...

35% on housing$42,000/yr
40% on housing$36,750/yr
45% on housing$32,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.7%
7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 74868$94
Seminole County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 74868
Seminole County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$164,900
2025-10-28Price change$165,900
2025-03-08Listed for sale$175,900

For Sale by Agent

AgentRenea Roberts
BrokerageAmerican Dream Realty

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