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10106 Vern St, Gibsonton, FL, 33534

2beds
1baths
400sqft
$75,000
$188price/sqft
$689/moest. monthly cost
$27,560/yrincome needed

About This Home

Approximately quarter-acre lot (Space C / Lot 7) in Gibsonton with existing power, water and septic already on site. Street has brand new water lines and newer utility upgrades, with public sewer now run down the road, adding long-term value to this specific block. Older mobile home and outbuildings are included in the sale AS-IS. This is a good opportunity for someone who wants a private setup close to Tampa with utilities already in place and room to make it their own. Property is part of a larger 3-lot family parcel and this listing is only for the back quarter-acre section. Serious inquiries only, cash or strong financing preferred

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
1/10
4/10
East Bay High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other,Carpet,Concrete,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 1930251RT000002000050U

Features

  • Exterior features: Cement / Concrete,Metal

Lot

  • Lot size: 0.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$61$732
Property Taxes $52$624
Electricity $197$2,366
Total$689$8,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,622/yr
40% on housing$20,670/yr
45% on housing$18,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 33534$140
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33534$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Listed for sale$75,000

For Sale by Owner

AgentProperty Owner

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