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1017 N Wenthe Dr, Effingham, IL, 62401

3beds
2baths
1,357sqft
$200,000
$147price/sqft
$1,511/moest. monthly cost
$60,440/yrincome needed

About This Home

3 bedroom, 2 bath ranch home in Northmore Heights offering over 1,350 sq ft of comfortable single-level living with numerous recent mechanical updates and a spacious backyard. Built in 1967, this well-maintained home features a functional floor plan with a large living room, spacious eat-in kitchen with abundant cabinetry, included appliances, and convenient main floor laundry. Three comfortable bedrooms and two full bathrooms provide plenty of space for families, guests, or a home office. Recent major improvements include a Goodman furnace (2022), Goodman central air (2023), and Richmond water heater (2024), providing added peace of mind for years to come. Outside you'll enjoy a covered front porch, covered rear patio, fenced backyard, storage shed, workshop/outbuilding, and a large yard perfect for entertaining, gardening, or outdoor activities. Pre-listing home inspection completed prior to listing for added buyer confidence.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
South Side Grade SchoolGrades 1-21.7 mi
6/10
8/10
Effingham High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Paneling/Wainscoting
  • Finished area above ground: 1,357

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,357
  • Total interior livable area: 1,357 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0316001063
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Fence,Shed,Workshop
  • Fencing: Yard Fenced

Lot

  • Lot size: 0.29 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$142$1,704
Property Taxes $228$2,736
Electricity $130$1,569
Total$1,511$18,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,805/yr
40% on housing$45,330/yr
45% on housing$40,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 62401$175
Effingham County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 62401$118
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$200,000
2026-07-24Price change$200,000
2026-07-16Listed for sale$214,900
2018-09-14Sold$130,000

For Sale by Agent

AgentJustin Ruholl
BrokerageRE/MAX Key Advantage

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