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108 Ruby Rd, Pataskala, OH, 43062

4beds
4baths
2,978sqft
$734,700
$247price/sqft
$5,008/moest. monthly cost
$200,320/yrincome needed

About This Home

Welcome to the Ellman Plan at 108 Ruby Road in Pataskala, Ohio—an exceptional model home by M/I Homes that beautifully blends style and functionality. This inviting residence features 4 bedrooms and 2.5 bathrooms, designed to offer both comfort and practicality. Upon entering, you're welcomed by a spacious foyer with a light-filled flex room just inside. Straight ahead, the open-concept layout effortlessly connects the living, dining, and kitchen areas. The modern kitchen stands out with a large island perfect for meal preparation and casual dining, complemented by stylish dark cabinetry, quartz countertops, gold finishes, a double wall oven, and a gas cooktop. A gorgeous morning room add-on rounds out the first floor. The owner's suite is located on the second floor, providing a private retreat complete with a luxurious en-suite bathroom featuring a walk-in shower and a dual-sink vanity. Also on the second floor are 3 additional bedrooms and a versatile loft area, ideal for a family room, play area, or home office. Situated in the desirable Forest Ridge community, this model home combines convenience with a serene setting, offering easy access to local amenities, schools, and parks. Don't miss the chance to set up your personal tour! Get in touch with our team today to schedule a convenient time to visit, and we'll be happy to share more information about how you can build the Ellman plan here at Forest Ridge.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
6/10
Watkins Middle SchoolGrades 6-93.8 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,978 sqft

Property

Details

  • Parcel number: 25506774600004

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,715$44,580
Home Insurance *$258$3,096
Property Taxes $716$8,592
Electricity $319$3,832
Total$5,008$60,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,702/yr
40% on housing$150,240/yr
45% on housing$133,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 43062$348
Licking County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 43062$179
Licking County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$734,700
2026-03-02Price change$731,700
2025-11-11Price change$729,700
2025-06-02Price change$724,700
2025-05-02Price change$722,700
2025-04-08Listed for sale$719,700

New Construction Spec

AgentM/I Homes of Central Ohio, LLC
BrokerageM/I Homes

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