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118125 BETTY DRIVE, Stratford, WI, 54484

3beds
2baths
1,659sqft
$434,900
$262price/sqft
$3,461/moest. monthly cost
$138,440/yrincome needed

About This Home

Estimated completion April 2026. Welcome to this beautifully built newFfarm house style ranch by Next Generation Construction, located in Knoll Estates. Designed with comfort and style in mind, this 3-bedroom, 2-bath split-bedroom home offers a 3-car attached garage and a covered back porch?perfect for relaxing evenings. Step inside to an airy open floor plan featuring a vaulted great room with a gas fireplace. The bright eat-in kitchen shines with quartz countertops, a center island, soft-close cabinetry, stainless steel appliances, corner pantry, and a dedicated dining area for gatherings. A convenient main-level laundry and mudroom make everyday living easy. The primary suite features a tray ceiling, spacious walk-in closet, and private bath with double vanity and walk-in shower. The lower level is already studded, insulated, and roughed in for a future bath, with an egress window offering potential for an additional bedroom. Wonderful curb appeal in a desirable location. Lot 5, Knoll Estates. **PHOTOS OF SIMILAR MODEL - CONTACT AGENT FOR DETAILS**

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

10/10
6/10
Stratford MiddleGrades 6-80.6 mi
7/10

Construction

Condition

  • Property condition: 0-5 Years,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132

Features

  • Ceiling Fan(s),Cathedral/vaulted ceiling,Walk-In Closet(s),High Speed Internet
  • Window features: Low Emissivity Windows
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,659

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,659
  • Total interior livable area: 1,659 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: See Listing Agent
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1501-1750

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$255$3,060
Property Taxes $836$10,032
Electricity $171$2,054
Total$3,461$41,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,662/yr
40% on housing$103,830/yr
45% on housing$92,293/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 54484$280
Marathon County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 54484$139
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$434,900

New Construction

AgentCHRIS MAYHEW
BrokerageCENTURY 21 AFFILIATED

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