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55 S 3120w Rd, Kankakee, IL, 60901

2beds
1baths
1,180sqft
$109,900
$93price/sqft
$969/moest. monthly cost
$38,760/yrincome needed

About This Home

Close to Rte 17 West. Kankakee to the East and Herscher to Southwest. Rehab started, just needs to be finished. Nice starter or retirement house. Why rent, own your own home. Sold AS IS only.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Herscher High SchoolGrades 9-129.9 mi
--
Bonfield Grade SchoolGrades PK-16.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Block

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Central Air,Partial,Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,180 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07160320201100
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size dimensions: 80x70x80x80

Parking

  • Total spaces: 3
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$98$1,176
Property Taxes $186$2,232
Electricity $130$1,569
Total$969$11,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,222/yr
40% on housing$29,070/yr
45% on housing$25,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 60901$109
Kankakee County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 60901$117
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentShirley St. Germaine
BrokerageExclusive Realtors

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