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0 335th Ave, Ruthven, IA, 51358

0beds
0baths
0sqft
$299,500
--price/sqft
$2,172/moest. monthly cost
$86,880/yrincome needed

About This Home

This large 1 acre lot across from Lost Island Lake has so much potential! There is currently a wonderful building on the property to solve all of your storage needs! With so much room, you could easily build a home that affords you views of the water. Located across from a public city park with access to the lake, this lot offers the opportunity to build a home with beautiful, unobstructed lake views. It is just a short distance to the boat ramp. All of this, and in a very peaceful location. Take a look at all that this property has to offer today.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Aluminum Siding,Frame/Wood,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,125

Property

Details

  • Parcel number: 973536456008

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.08 Acres
  • Lot size dimensions: 200' x 190'

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$305$3,660
Property Taxes $232$2,784
Electricity $121$1,452
Total$2,172$26,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,468/yr
40% on housing$65,160/yr
45% on housing$57,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 51358$162
Clay County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 51358
Clay County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-22Listed for sale$299,500
2025-10-16Listing removed$299,500
2025-09-11Price change$299,500
2025-06-23Price change$329,000
2025-04-08Listed for sale$349,000

For Sale by Agent

AgentNick Bjornstad
BrokerageStauss Realty

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