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38 Rosalies Way, Temple, PA, 19560

3beds
3baths
1,900sqft
$364,900
$192price/sqft
$2,703/moest. monthly cost
$108,120/yrincome needed

About This Home

Step into the Sienna Carriage Home, offering over 1,800 sq. ft. of beautifully designed living space in Temple Terrace. A welcoming covered porch leads into a bright, open-concept main floor filled with natural light. The L-shaped kitchen features granite countertops and a center island with seating, perfect for entertaining or casual meals. The first floor also includes a powder room and convenient access to the two-car garage. Upstairs, you’ll find a full bath with linen closet, two spacious bedrooms with large closets, and a second-floor laundry area for added convenience. The impressive owner’s suite offers a cozy sitting area, a walk-in closet, and a private bath with double vanity and tile shower. This home offers a 30-day settlement. You can build this model on a lot of your choice. Only 14 lots remain in Temple Terrace. Reserve your Sienna Carriage Home today. Builder Incentive – Limited Time! Buyer will receive a FREE 10’ x 10’ rear deck with an acceptable Agreement of Sale executed on or before 5/31/2026. Deck to be constructed per builder specifications and standard design. Offer subject to builder approval, terms and conditions, and may not be combined with other incentives

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$148$1,776
Property Taxes $486$5,832
Electricity $224$2,692
Total$2,703$32,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,674/yr
40% on housing$81,090/yr
45% on housing$72,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 19560$159
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19560$166
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

New Construction

AgentRichard Sachetta
BrokerageBold Realty

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