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278 Lake Rd, Waverly, OH, 45690

2beds
2baths
1,219sqft
$309,900
$254price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Lake Living at its Finest-Stunning Home Overlooking Beautiful Lake White with area for boat dock. This home is packed with amenities and offers the perfect blend of comfort, style and functionality-all with breathtaking views of Lake White. Step inside to discover a spacious open-concept floor plan, flooded with natural light and highlighted with high ceilings and upscale finishes. The custom kitchen is a showstopper, featuring sleek stainless steel appliances, a striking glass tile backsplash , ample storage-ideal for both entertaining and everyday living. The owners suite is a true retreat, complete with an electric fireplace generous walk-in closet ,a spa-inspired bathroom flanked with dbl. sinks, shiplap accent wall with an abundance of natural light. Outside host summer BBQ's on the front porch or the massive 30x32 garage-a versatile space with 12' ceilings,10' garage doors/openers,200 amp electric,3-EV charging stations. Enjoy the Lake White lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Waverly Primary SchoolGrades PK-22.1 mi
5/10
4/10
Waverly High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Water Softener,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Slab

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,219
  • Total interior livable area: 1,219 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 16001900.,16001800.,160017000

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 2.5
  • Parking features: 2 1/2 Car,Detached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$178$2,136
Property Taxes $204$2,448
Electricity $193$2,320
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 45690$160
Pike County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 45690
Pike County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBrenda Clark
BrokerageREALTEC Real Estate

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