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416B Bridgetown Rd, Saunderstown, RI, 02874

4beds
5baths
3,800sqft
$2,450,000
$645price/sqft
$16,051/moest. monthly cost
$642,040/yrincome needed

About This Home

A Private Coastal Meadow Estate. There are properties near the ocean, then there are those that embody the coastal dream. Privately set on five open meadow acres just minutes from South County’s beaches, this home offers a rare retreat where privacy, design, and coastal living converge. As you travel down the private drive, the landscape opens and the rhythm slows. Rolling meadow grasses frame the home as you arrive at your own coastal sanctuary. Inside, thoughtful architecture and natural light define the living experience. A main-level primary suite offers comfort and ease, while three en-suite guest bedrooms provide refined accommodations for family and friends. The chef’s kitchen, appointed with Wolf and Sub-Zero appliances, an induction cooktop, and walk-in pantry, serves as the heart of the home, equally suited for quiet mornings or summer gatherings. A beautifully positioned patio extends living outdoors, inviting sunset dinners and unhurried evenings. The expansive acreage offers room for a future in-ground pool, gardens, or curated outdoor amenities. Constructed with low-maintenance SmartSide and clear cedar shingles, and enhanced by smart home technology, the residence pairs modern efficiency with timeless coastal design. Wake to meadow light and ocean air, spend afternoons by the shore, and return home to privacy that feels worlds away. Minutes to the ocean, yet worlds away. 416 Bridgetown Road is more than a home, it is your private coastal sanctuary.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Broad Rock Middle SchoolGrades 5-62.7 mi
--
8/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Clapboard,Other Siding,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Utility

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed),Plumbing (Other),Plumbing (PVC),Insulation (Floors),Insulation (Walls)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Zero Clearance
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,800

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 416BBRIDGETOWNRDSKNG
  • Zoning: R80

Features

  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Waterfront features: Walk to Fresh Water

Lot

  • Lot size: 5.47 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$1,033$12,396
Property Taxes $1,857$22,284
Electricity $773$9,286
Total$16,051$192,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$550,320/yr
40% on housing$481,530/yr
45% on housing$428,026/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$645This listing

vs Other Active Listings

Avg $/sqft

ZIP 02874$732
Washington County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 02874$438
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$2,600,000
2025-10-08Listed for sale$2,750,000
2025-10-07Listing removed$2,750,000
2025-07-24Listed for sale$2,750,000
2025-07-02Listing removed$2,895,000
2024-11-01Listed for sale$2,895,000

For Sale by Agent

AgentSheil Readyhough Team
BrokerageSerhant New England

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