137 Center Loop, Whitney, TX, 76692
About This Home
MOTIVATED SELLERS - Embrace the lake life in this charming 1-bedroom, 1-bathroom single-story home nestled in the quiet Cedar Crest subdivision of Whitney, TX. Spanning 900 square feet, this cozy detached lake house sits on an oversized level lot featuring a spacious layout with plenty of room for outdoor entertainment, gardening, or a future expansion. The interior offers a comfortable eat-in kitchen and a warm, inviting living space centered and a classic wood-burning fireplace.Perfect as a peaceful full-time residence, an affordable weekend getaway, or a high-potential vacation home retreat, this property boasts no HOA fees. Enjoy effortless water access with a short walk to the shores of Lake Whitney for premier boating, fishing, and relaxation. Located within the highly-regarded Whitney ISD school district, the property utilizes co-op water, propane, and a septic system. Don't miss this serene escape from city life—BRING YOUR OFFER TODAY! Buyer to verify accuracy of all information including but not limited to square footage, room sizes, lot sizes, all sizes, all features, schools, taxes, amenities, HOA, etc. Neither Seller nor their representative makes any warranties or representation as to accuracy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Other
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 900 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 125734
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Waterbody name: Whitney
Lot
- Lot size: 0.26 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Drought
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $490 | $5,880 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $84 | $1,008 |
| Electricity | $238 | $2,859 |
| Total | $881 | $10,572 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $89,500 |
| 2026-06-17 | Listed for sale | $97,000 |
| 2026-05-14 | Listing removed | $97,000 |
| 2026-05-14 | Listed for sale | $97,000 |
| 2026-05-01 | Contingent | $97,000 |
| 2026-01-07 | Price change | $97,000 |
| 2025-10-20 | Price change | $109,500 |
| 2025-09-02 | Price change | $114,500 |
| 2025-06-10 | Price change | $124,500 |
| 2025-05-18 | Price change | $129,900 |
| 2025-04-09 | Listed for sale | $135,000 |
For Sale by Agent
View on Zillow