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11121 E 28th Ave, Spokane, WA, 99206

4beds
3baths
2,204sqft
$668,500
$303price/sqft
$4,305/moest. monthly cost
$172,200/yrincome needed

About This Home

Welcome to your dream home! A location like this is almost impossible to find; this building lot has been owned by a family for decades until now! Nestled in a mature trees neighborhood in the South Spokane Valley on a rare, spacious lot. The home has been custom built by a true craftsman, with every detail carefully thought out. Hand-selected upgrades are found throughout the one-level house, including heated bathroom floors, a heated towel rack, a large covered deck, oversized garage with EV charger, a butler’s pantry, and an unbelievable kitchen. The spacious lot gives plenty of room for RV parking or a workshop. Tons of storage in the paved crawl space that has walk in access. With over 2,200 ft.² on one level located in a quiet, established neighborhood, this home is truly one of a kind.

Getting Around

19
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
Bowdish Middle SchoolGrades 6-80.4 mi
6/10
University High SchoolGrades 9-120.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Hard Surface Counters
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2204

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Property

Details

  • Parcel number: 45283.3934

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,380$40,560
Home Insurance *$187$2,244
Property Taxes $588$7,056
Electricity $150$1,809
Total$4,305$51,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,600/yr
40% on housing$129,150/yr
45% on housing$114,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$199
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$699,000
2026-03-21Listed for sale$725,000
2026-03-20Listing removed$725,000
2026-01-19Price change$725,000
2025-10-17Listed for sale$750,000
2025-10-15Listing removed$750,000
2025-06-27Listed for sale$750,000
2024-06-28Sold$115,000

New Construction

AgentJoel Elgee
BrokerageAvalon 24 Real Estate

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