326-328 Main St, Natchez, MS, 39120
About This Home
This charming two-story building with full basement, located in the heart of Natchez, Mississippi, offers both historical character and modern potential. Featuring a spacious basement and currently serving as a real estate office and boutique, the property exudes Southern charm with its period details such as hardwood floors, exposed brick walls, open ceiling beams, original bank vault and ample natural light. Property had a new roof installed in 2022. Upstairs has potential for three studios with one bath apartments with a Main Street view, totaling 4 potential apartments upstairs. Perfectly positioned in a prime downtown location, this property is a unique investment opportunity for both commercial and residential purposes. Broker/Owner. ALL INFORMATION, REGARDLESS OF SOURCE, INCLUDING BUT NOT LIMITED TO SQUARE FOOTAGE & LOT SIZE IS DEEMED RELIABLE BUT NOT GUARANTEED AND SHOULD BE PERSONALLY VERIFIED THROUGH PERSONAL INSPECTION BY AND/OR APPROPRIATE PROFESSIONAL.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Slab
- Construction materials: Brick Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Bathroom1
- Level: Main
- Area: 50
Bedroom1
- Level: Main
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling 9'+,Crown Molding
- Flooring: Wood
- Fireplace features: Decorative
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,304
- Total interior livable area: 5,304 sqft
Property
Details
- Parcel number: 0002 0002 0004
- Special condition: Standard
Features
- Stories: 2
- Fencing: None
Lot
- Lot size: 2,613 sqft
- Features: Zero Lot Line
- Lot size dimensions: 27 x 102
Parking
- Parking features: No Covered Parking,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Adams County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $809 | $9,708 |
| Property Taxes | $286 | $3,432 |
| Electricity | $493 | $5,918 |
| Total | $5,001 | $60,012 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-04-21 | Price change | $675,000 |
| 2025-04-09 | Listed for sale | $750,000 |
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