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204 6TH AVENUE NW, Ruskin, FL, 33570

2beds
1baths
864sqft
$289,000
$334price/sqft
$1,997/moest. monthly cost
$79,880/yrincome needed

About This Home

Charming and move-in ready, this beautifully updated cottage sits on just over a quarter-acre with no homeowners association, offering the freedom and space you've been searching for. Thoughtfully renovated throughout, the home features an updated kitchen and bathroom with stylish cabinetry, modern lighting, new doors, an upgraded shower, fresh interior paint, updated blinds, and numerous additional improvements. Major recent updates provide peace of mind, including new flooring (2025), HVAC (2024), a new privacy fence (2025), and a roof replaced in (2019).Step outside to a spacious open deck, perfect for entertaining, relaxing, or soaking up the Florida sunshine. A storage shed provides convenient space for lawn equipment, tools, and extra storage. The oversized backyard offers endless possibilities with plenty of room to add a pool, expand the outdoor living space, or simply enjoy the privacy and open space. Conveniently located near shopping, restaurants, parks, schools, and everyday amenities, this charming home combines modern updates, a generous homesite, and an exceptional location. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this property is one you won't want to miss!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

2/10
Thompson ElementaryGrades PK-51.9 mi
2/10
Shields Middle SchoolGrades 6-84.3 mi
3/10
Lennard High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: U0632191V600000001395.0
  • Zoning: RSC-6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Storage

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 90 x 130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$137$1,644
Property Taxes $202$2,424
Electricity $197$2,366
Total$1,997$23,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,468/yr
40% on housing$59,910/yr
45% on housing$53,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$146
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$279,900
2026-07-08Listed for sale$289,000
2024-08-05Sold$265,000
2024-07-03Pending sale$250,000
2024-06-28Listed for sale$250,000

For Sale by Agent

AgentStephanie Marshall
BrokeragePREFERRED SHORE LLC

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