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443 Moseley, Medina, TX, 78055

1beds
2baths
1,071sqft
$399,000
$373price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Motivated seller, Generous Price Reduction! Escape to tranquility in the heart of the Texas Hill Country, where peace, privacy, and breathtaking eastern views of the Wallace Creek watercourse & long vistas await. This 10.16-acre fenced property and it's level homesite is your canvas to build the dream home you've always envisioned. Already equipped with electric, a private well, and septic system, this property offers the perfect blend of seclusion and convenience. A pond basin is dug, water line plumbed, awaiting lining and finishing touches to create your own serene oasis. The charming guest house/cabin (1071 sq ft) could serve as your primary residence, a cozy vacation retreat, or even a potential AirBnb income property. Inside, you'll find attractive wood walls, vaulted ceilings, a wood-burning stove, and granite kitchen countertops-a perfect blend of rustic charm and modern comfort. Located near the scenic Three Sisters touring route, this gem offers easy access to some of the most iconic views in Texas. Nearby Kerrville and Bandera, the "Cowboy Capital," provide additional attractions and charm. Don't miss your chance to own this piece of Texas Hill Country beauty. Come see it for yourself and make an offer today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Medina High SchoolGrades PK-127.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Texas Hill Country
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 171

Interior Area

  • Total interior livable area: 1,071 sqft

Kitchen

  • Area: 143

Living Room

  • Area: 171

Master Bathroom

  • Area: 88

Master Bedroom

  • Area: 165

Property

Details

  • Parcel number: 51300000000430

Features

  • Stories: 2
  • Fencing: Fenced
  • Waterfront features: Other
  • Topography of land: Level,Sloping,Rolling,Hilly
  • Residential vegetation: Mature Trees (ext feat)

Lot

  • Lot size: 10.16 Acres
  • Features: Wooded,Hunting Permitted,Secluded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$377$4,524
Property Taxes $269$3,228
Electricity $238$2,859
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 78055$529
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78055$170
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$420,000
2025-09-29Price change$465,000
2025-07-01Price change$499,900
2025-04-09Listed for sale$525,000

For Sale by Agent

AgentMarc Lindell
BrokerageeXp Realty

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