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81 Milford Ave Unit A, Manchester Township, NJ, 08759

1beds
1baths
1,113sqft
$189,500
$170price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

This is coming soon and can't be shown until 2/19. Turnkey Home! This updated 1BR home in CV5 offers 1,113 sq ft with a bright sunroom, modern kitchen with granite counters and SS appliances, and LVP flooring throughout. Step out to a private patio or into the heated porch for year-round comfort. The spacious bedroom features double walk-in closets and the full bath with tub is move-in ready. This home has abundant storage space. Low-maintenance lifestyle with $167 HOA covering roof, siding and grounds. The clubhouse hosts bingo, bocci, dancing, monthly socials, and day trips. Centrally located. Close to stores and doctors and minutes to the Jersey Shore. CV5 is NOT a co-op; no approvals necessary and loans allowed.This home doesn't need anything except YOU.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Whiting Elementary SchoolGrades PK-51.4 mi
3/10
3/10
Manchester High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding,Brick Front

Type & Style

  • Home type: Condo
  • Architectural style: Ranch/Rambler
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Energy Efficient Appliances,Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 1,113

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,113
  • Total interior livable area: 1,113 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: >84" Garage Door,Accessible Hallway(s)

Details

  • Parcel number: 1900075011400018
  • Attached to another structure: Yes
  • Zoning: RC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Features: Rural

Parking

  • Total spaces: 2
  • Parking features: Built In,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $958$11,496
Home Insurance *$107$1,284
Property Taxes $224$2,688
Electricity $193$2,318
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 08759$135
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08759$214
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$199,999
2018-04-18Sold$75,000

For Sale by Agent

AgentBeth Justin
BrokerageBHHS Fox & Roach Spring Lake

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