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109 County Road 2032, Crane Hill, AL, 35053

2beds
3baths
1,111sqft
$499,900
$450price/sqft
$3,112/moest. monthly cost
$124,480/yrincome needed

About This Home

Welcome to the Premier RV Resort on Smith Lake! Custom Home lot 47, with 40 x 16 RV PORT insulated with lights. This two story home with a view of the ponds is approx. 1,700 heated and cooled with 2-3 bedrooms, 2.5 baths Living room, kitchen with island, Florida Room, guest house with full bath, shop, patio area with fence with metal spindles all around. House and guesthouse finished with custom wood accents, specialty doors and fixtures – MUST SEE! AT&T fiber U-Verse capability, stained and stamped concrete patio and driveway, 10 x 50 RV pad with full hook-up and lighted pedestal, sod, underground utilities and all amenities. Some furniture included. Experience luxury RV living at its finest in this beautiful lakeside resort featuring three scenic ponds, Pool, Club House, Private Boat Ramp, Boat Docks, Pickle Ball Court, and so much more. Come see the best community on Smith Lake! Don’t miss the 3D Virtual Tour of this amazing unit!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
5/10
Cold Springs High SchoolGrades 9-123.2 mi
7/10
Harmony SchoolGrades PK-88.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,High Ceilings,Smooth Ceilings,Separate Shower,Double Vanity
  • Flooring: Tile
  • Fireplace features: Outside
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,111

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Split System

Interior Area

  • Total interior livable area: 1,111 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2802090001004.063
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: Cleaning System,In Ground,Fenced,Community
  • Patio & porch: Covered,Open (PATIO),Patio,Porch,Covered (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$258$3,096
Property Taxes $87$1,044
Electricity $240$2,881
Total$3,112$37,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,697/yr
40% on housing$93,360/yr
45% on housing$82,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$295
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-11Listed for sale$499,900

For Sale by Agent

AgentDavid King
BrokerageRemax Patriot Realty

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