860 Sunshine St, Holy Cross, IA, 52053
About This Home
Welcome to this stunning new construction home featuring 3 bedrooms and 2 full baths (1 being a Primary Bath) designed for effortless living. Step into an inviting open-concept layout that seamlessly blends the kitchen, dining, and living spaces — perfect for entertaining or everyday comfort. Enjoy warm, modern finishes throughout. The kitchen offers ample counter space and flows beautifully into the spacious living area, creating the ideal setting for gatherings. A zero-entry design ensures accessibility and ease of movement, while the oversized two-car garage provides plenty of room for vehicles, storage, or a workshop area. Outside, relax on your maintenance-free composite deck, perfect for morning coffee or evening sunsets. Seller to provide $3000.00 Appliance Allowance With thoughtful design and low-maintenance living, this home combines comfort, style, and practicality — ready for you to move right in and enjoy
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Asp/Composite Shngl
- Construction materials: Vinyl Siding,Gray Siding
Type & Style
- Home type: SingleFamily
- Property subType: SINGLE FAMILY - DETACHED
Interior
Appliances
- Appliances included: Other
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
- Area: 156
Bedroom2
- Level: Main
- Area: 143
Bedroom3
- Level: Main
- Area: 130
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 130
Features
- Window features: No Window Treatments
- Fireplace features: None
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Level: Main
- Area: 143
Living Room
- Level: Main
- Area: 221
Property
Details
- Parcel number: 0420105009
- Zoning: Res
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 100 x 100
Parking
- Total spaces: 2
- Parking features: Attached - 2
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,739 | $20,868 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $319 | $3,828 |
| Electricity | $121 | $1,452 |
| Total | $2,458 | $29,496 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $351,000 |
| 2026-03-04 | Price change | $357,000 |
| 2026-01-09 | Price change | $359,500 |
| 2025-11-10 | Price change | $362,500 |
| 2025-10-17 | Listed for sale | $367,500 |
| 2025-10-09 | Listing removed | $369,500 |
| 2025-09-13 | Price change | $369,500 |
| 2025-06-30 | Price change | $379,500 |
| 2025-05-30 | Listed for sale | $389,000 |
| 2025-04-17 | Sold | $16,000 |
| 2025-04-10 | Listed for sale | $399,000 |
| 2024-12-04 | Sold | $16,000 |
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