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1020 Pebble Beach Dr NW, Lakehills, TX, 78063

3beds
2baths
1,512sqft
$485,000
$321price/sqft
$3,408/moest. monthly cost
$136,320/yrincome needed

About This Home

Rare opportunity to own a newer custom home in the Pebble Beach community on Medina Lake. This 3-bedroom home features an open floor plan with abundant natural light and a floor-to-ceiling stone wood-burning fireplace. The kitchen offers an island, gas cooktop, stainless appliances, beverage refrigerator, and large walk-in pantry. Primary and secondary bedrooms downstairs, plus an impressive 2430 third bedroom currently used as a media/flex room upstairs. Enjoy covered patio outdoor living, mature trees, and Hill Country sunsets. Community boat launch just four homes away, no flood insurance required, and Bandera ISD. About 30 minutes to Alamo Ranch shopping, dining, and entertainment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
5/10
Bandera Middle SchoolGrades 6-813.6 mi
4/10
Bandera High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Range,Disposal,Vented Exhaust Fan
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 143

Bedroom3

  • Area: 672

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 100

Features

  • One Living Area,Kitchen Island,Breakfast Bar,Pantry,Media Room,Utility Room Inside,High Ceilings,Open Floorplan,All Bedrooms Downstairs,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Solid Counter Tops,Programmable Thermostat
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,512 sqft

Kitchen

  • Area: 143

Living Room

  • Area: 225

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 84

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath
  • Area: 208

Property

Details

  • Parcel number: 15502000010850

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered
  • On waterfront: Yes
  • Waterfront features: Lake Front,Improved Water Front
  • Waterbody name: Lake Medina
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 8,886 sqft

Parking

  • Parking features: None,RV/Boat Parking,Unpaved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$360$4,320
Property Taxes $358$4,296
Electricity $238$2,859
Total$3,408$40,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,845/yr
40% on housing$102,240/yr
45% on housing$90,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$230
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$500,000
2026-03-13Listed for sale$525,000
2025-08-21Listing removed$595,000
2025-04-07Listed for sale$595,000

For Sale by Agent

AgentJose Camargo
BrokerageeXp Realty

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