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385 Maxim Dr, Andover, NJ, 07821

5beds
4baths
2,150sqft
$899,900
$419price/sqft
$6,740/moest. monthly cost
$269,600/yrincome needed

About This Home

Discover the ultimate lakefront lifestyle on the beautiful shores of Lake Hopatcong, New Jersey's largest lake. Waking up to shimmering lake views from your private balcony, entertaining around a showstopping kitchen island, and ending the day by the glow of a sleek modern electric fireplace, this is what life looks like. Every detail has been refreshed brand-new kitchen with a beautiful center island, all-new light fixtures, fresh paint throughout, new roof, new furnace and central AC, and a brand-new 3-bedroom septic system. There is truly nothing left to do but enjoy. Spend summer days launching from your own private dock, unwind on the deck off the living room sliders, or cozy up to the wood-burning stove on chilly evenings. The primary suite is a true sanctuary with a private balcony overlooking the lake and a gorgeous custom-tiled en suite shower. A first-floor bedroom with its own private bath is ideal for guests. And a massive detached garage handles every hobby, toy, and adventure. The property even features its own private stream, adding a rare and magical touch to an already extraordinary setting. With plenty of off-street parking and a location on one of New Jersey's largest lakes, this is a rare opportunity to own a move-in ready lakefront gem. Schedule your showing before it's gone.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
3/10
Hopatcong High SchoolGrades 8-122.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Electric,Refrigerator,Washer/Dryer Stacked,Water Softener Owned,Electric Water Heater
  • Laundry features: Level 2

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Living/Dining Combo

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Imitation,Living Room,Wood Stove-Freestanding
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Gas-Propane Leased
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2812411010000000090000

Features

  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 118 x IRR

Parking

  • Total spaces: 5
  • Parking features: 1 Car Width,2 Car Width,Asphalt,Crushed Stone,Detached Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$304$3,648
Property Taxes $1,649$19,788
Electricity $237$2,844
Total$6,740$80,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,085/yr
40% on housing$202,200/yr
45% on housing$179,733/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 07821$334
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07821$276
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$999,000
2025-09-26Sold$435,000
2025-08-05Pending sale$575,000
2025-05-15Listed for sale$575,000
2025-05-15Pending sale$575,000
2025-03-31Price change$575,000
2025-02-24Listed for sale$585,000

For Sale by Agent

AgentDaryna Bondar
BrokerageAddison Real Estate

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